Scam or fraud: Regarding survial benefit

Submitted by: Malti Soren

Complaint Details:

Dear sir

I bought reliance cash flow plan 23 nov 2013.when bought at time my advisor told me that when u paid ur fourth premium u get survival benefit.and there after every third year.But when I went last year to deposite my third premium.I asked officer sir when I get survival benefit.He told me when u paid ur fourth premium.I said him thanks sir.But now just three day before I went to deposite my fourth premium.and again I asked sir when I get survival benefit.he gave me same ans when u paid ur next premium means fifth premium.sir I want to know what is going on.and please tell me details about plan.If like this means either company froud or officer or my kind request please give him proper training about nobody client will be doubt.