Scam or fraud: Hdfc Bank — got a message that amount has been reverse credit but didn’t get the money in account

Submitted by:  Prashansa Shukla

Complaint Details:
I was booking movie tickets in Bookmyshow through free charge. Money got deducted but the transaction failed somewhere. Then I got a message from HDFC Bank stating that the amount has been credited/reversed by PAYUIND.
Since it was a text from bank itself so I assume other party’s role ends here!
I am awaiting my money it’s been more than 24 hours.