Scam or fraud: Bajaj Allianz — Baja Allinz Health Guard Individual Policy No: OG-16-2201-8401-00004015

Submitted by: Nilupat

Complaint Details:
I am holding subject health guard policy since last 8 to 10 years & 3 family members ( Me, my wife & my son) covered under the same.The sum insured for individual is 100000 & last year the premium was Rs. 6223.

Now this year we have received renewal premium notice. In this notice the sum insured of individual is 20000 & total premium is Rs. 11459. I am not able to pay this premium & requested concern agent for individual premium of only 100000. He inform me that as per IRDA rules minimum sum insured for individual is 20000.

I am not agree for this IRDA rules & how all of sudden Bajaj Allianz can do this without informing customer who are under the policy since last 8 to 10 years.

I want to be with Bajaj Allinz health guard policy but sum insured for 100000 for individual.

Kindly send me revised renewal premium notice with sum insured of 100000 for individual. Please reply by return mail as my policy is due by today modnight.

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